Enjoy the freedom to make your purchase online or instore and manage your payments over time, without paying any interest during the interest free period.

The stroller, the car seat, the cot and nursery furniture. It all adds up. To help you finance the best possible start in life we've teamed up with Gem Visa to bring you the most competitive baby finance package available.

Gem visa NZ offers:

• 6 months interest free*. Minimum purchase $250. Minimum monthly payments
  required.

• 12 months interest free*. Minimum purchase $1000. Minimum monthly payments
  required.

How it works!

Add the products you want to purchase to your cart. In the checkout, select Gem Interest Free as the payment method. Choose the payment plan that suits you. Either use your existing Gem card details or apply for a new Gem Visa card by selecting
‘apply here’ in checkout. Or talk to us instore about purchasing with Gem!

Terms & Conditions:

*Normal credit and lending criteria and fees, including a Gem Visa $55 establishment fee and $65 annual fee (charged $32.50 half-yearly) apply. Prevailing interest rate (currently 29.49% p.a.) applies to any remaining balance on the expiry of the interest free period. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. For cash advances, an interest rate of 29.95% p.a. and a $2 fee applies. Further information on rates and fees can be found at gemfinance.co.nz. Available to approved Gem Visa credit card customers only. Credit provided by Latitude Financial Services Ltd.